Robert Domanko HSBC2363174
Financial Professional Designations: So what can They Mean?
Financial Professional designations often times demonstrate a commitment to study, education and continuing ce. However, it will become confusing to know the lexicon in the financial industry. This tip sheet is meant to give you a very brief, abbreviated concise explaination various financial services designations. Please be aware being licensed specifically area or field will not constitute an advanced designation. It merely implies that hawaii in which the license is held allows the face to join within the areas that they're appropriately licensed.
Designations: (NOTE:This really is just a partial listing of designations offered to financial professionals.)
CAP: Chartered Advisor in Philanthropy provides graduate level education in charitable giving. Whoever has earned this credential may provide help with planning tools and strategies to attain philanthropic and wealth management goals through contributions of non-public property, charitable remainder trusts, charitable lead trusts, pooled income funds, charitable annuities, term life insurance uses, etc.
CASL: Certified Advisor for Senior Living designees' has completed educational coursework devoted to working with mature clients and the ones retirement planning. CASL's have studied knowledge to help the clientele with important investment, medical insurance, retirement and estate planning decisions.
CDFA: Certified Divorce Financial Analyst has completed education specific for the needs of couples experiencing the divorce and the financial ramifications with the event. Designees can provide an understanding of marital versus personal property, tax issues, financial values, provide help with attorneys, and help prepare a divorced individual together with the proper likely to protect whatever they now own and to prepare for financial independence. Robert Domanko HSBC CFP: Certified Financial Planner Professionals have earned this widely known designation through the finishing various courses and examinations about the successful analysis and progression of personal and business financial plans. Education, work, and ethical requirements necessary met and satisfied to become and turn into a CFP.
ChFC: Chartered Financial Consultant designees' get accomplished a comprehensive educational program made to conserve the professional with individuals, families and business people with financial methods to help attain financial goals and objectives, tax reductions, improving the retirement next egg, increasing and managing investments, and raising the worth of your estate.
CLTC: Certification in Lasting Care graduates have finished studies in lasting care, its needs, application, uses and varieties. The requirements of the pre-retiree and retiree are examined and strategies for planning in this region to build concern.
CLU: Chartered Life Underwriter designees' have completed a frightening credentialed educational program. They've got studied financial solutions for those and business owners, financial security through term life insurance, estate planning by improving the price of the estate, and ways to manage the risks of running a successful business. CLU's likewise have studied retention strategies for small business key personnel.
CSA: Certified Senior Advisors have completed coursework specific to the needs of seniors and financial services applications and techniques. Robert Domanko HSBC LUTCF: Life Underwriting Council Fellow designees' get accomplished an extensive education generally speaking planning having a massive amount needs composed of insurance coverage, disability income, long-term care insurance, retirement planning, estate planning, and senior planning.
MSFS: Master of Science in Financial Services has completed one of the pinnacles of educational achievement in financial services. This educational program builds upon other designations to aid the professional provide comprehensive tips on complex needs and provides further education in asset management, tax planning, estate planning, pensions, business succession, etc.
REBC: Registered Employee Benefits Consultants have finished education in health insurance managed care. The amount can assist them when deciding on the best group benefit plan(s) to your company and retirement needs from the company owner and employees.
RHU: Registered Health Underwriter graduates' get accomplished education to comprehend all kinds of health care insurance, can review medical health insurance needs of an individual, families and employees. They're knowledgeable to help people understand and also to make the most from their medical health insurance options. Robert Domanko Robert Domanko is a financial professional at Hsbc Securities (USA) Inc., a broker-dealer with over 2,200 registered representatives nationwide. Robert has held an industry securities registration for 12 years and is subject to FINRA oversight.