Robert Domanko HSBC7903072
Financial Professional Designations: What Do They Mean?
Financial Professional designations more often than not demonstrate a consignment to examine, education and continuing continuing education. However, it becomes confusing to comprehend the lexicon of the financial industry. This tip sheet is supposed to supply a very brief, abbreviated meaning of various financial services designations. You should be aware being licensed in particular area or field won't constitute a high level designation. It merely signifies that the state of hawaii in which the license takes place allows that each to sign up inside the areas that they are appropriately licensed.
Designations: (NOTE:That is only a partial list of designations available to financial professionals.)
CAP: Chartered Advisor in Philanthropy provides graduate level education in charitable giving. Individuals who have earned this credential may provide advice about planning tools and methods to attain philanthropic and wealth management goals through contributions of non-public property, charitable remainder trusts, charitable lead trusts, pooled income funds, charitable annuities, term life insurance uses, etc.
CASL: Certified Advisor for Senior Living designees' has completed educational coursework devoted to dealing with mature clients and those retirement planning. CASL's have studied knowledge to assist their potential customers with important investment, medical insurance, retirement and estate planning decisions.
CDFA: Certified Divorce Financial Analyst has completed education specific on the needs of couples experiencing the divorce as well as the financial ramifications from the event. Designees provides a knowledge of marital versus personal property, tax issues, financial values, provide help with attorneys, that assist create a divorced individual using the proper planning to protect what you now own also to get ready for financial independence. Robert Domanko HSBC Securities CFP: Certified Financial Planner Professionals have earned this well regarded designation over the finishing various courses and examinations on the successful analysis and progression of business and personal financial plans. Education, work, and ethical requirements necessary met and satisfied being and remain a CFP.
ChFC: Chartered Financial Consultant designees' have completed an extensive educational program meant to conserve the professional with normal folks, families and business people with financial ways of help attain financial targets and objectives, taxes reductions, improving the retirement next egg, increasing and managing investments, and helping the value of your estate.
CLTC: Certification in Long lasting Care graduates have completely finished studies in long lasting care, its needs, application, uses and varieties. The needs of the pre-retiree and retiree are examined and techniques for planning in this region of building concern.
CLU: Chartered Life Underwriter designees' have completely finished a difficult credentialed educational program. They have studied financial solutions for individuals and companies, financial security through life insurance, estate planning by helping the price of the estate, and the way to manage the potential risks of managing a successful business. CLU's have studied retention strategies for small business key personnel.
CSA: Certified Senior Advisors have completed coursework specific towards the needs of seniors and financial services applications and strategies. Robert Domanko LUTCF: Life Underwriting Council Fellow designees' have completely finished a large education generally speaking planning with a wide range of needs composed of insurance coverage, disability income, long lasting care insurance, retirement planning, estate planning, and senior planning.
MSFS: Master of Science in Financial Services has completed one of several pinnacles of educational achievement in financial services. This educational program builds upon other designations to assist the professional provide comprehensive suggestions about complex needs and gives further education in asset management, tax planning, estate planning, pensions, business succession, etc.
REBC: Registered Employee Benefits Consultants get accomplished education in health insurance and managed care. Their education will assist them in selecting the right group benefit plan(s) for the company and retirement needs of the company owner and employees.
RHU: Registered Health Underwriter graduates' have finished education to be aware of all types of medical health insurance, are able to review health care insurance needs of people, families and employees. They are knowledgeable in assisting people understand and to obtain the most from their medical health insurance options. Robert Domanko HSBC Robert Domanko is a financial professional at Hsbc Securities (USA) Inc., a broker-dealer with over 2,200 registered representatives nationwide. Robert has held an industry securities registration for 12 years and is subject to FINRA oversight.